How to use the Shakepay Card like a pro (and maximize bitcoin rewards)

Shakepay -

Looking for a card that’s packed with real rewards and built for the future of money?

Whether you're new to Shakepay or looking to upgrade your wallet, the Shakepay Card is built for Canadians looking to find financial freedom, with:

  • Instant approval
  • No annual fees
  • Real bitcoin rewards every time you spend

In this blog post, we’ll cover what the Shakepay Card is, how it works, and how you can make the most of all its features so that you stack sats like a pro.

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Disclaimer: This content is for informational purposes only and should not be considered financial or investment advice. Past performance is not indicative of future results. Always do your own due diligence and consult a registered financial advisor before making investment decisions.

Earning bitcoin while spending

The Shakepay Card is a virtual card and lives right inside the Shakepay app. It works just like a regular Visa card—you can use it online or in-store by adding it to Apple Pay or Google Wallet for tap payments.

And every time you use your card, you earn rewards—up to 3%, paid out in bitcoin directly to your Shakepay account.

Because it’s built into your Shakepay wallet, it’s seamless, secure, and always with you. No waiting for a plastic card in the mail—you can start using your virtual card in minutes.

Shakepay card vs. traditional credit card rewards

With the Shakepay Card, you earn bitcoin instantly every time you spend. And unlike points that just sit there, your sats may grow in value over time. It’s like cashback, but built for the future.

There’s no redemption required, either—those sats go straight into your BTC account. So, the entire process of earning rewards with Shakepay is easy, effortless, and instant.

With traditional credit cards, you usually get 1–2% back in points or cashback—but it’s often delayed, limited to certain purchases, or requires manual redemption. Sometimes, you just forget you have the points, and by the time you remember them, they’ve expired.

Here’s a breakdown of what traditional credit cards vs. the Shakepay Card looks like:

How the Shakepay Card works

  • Fund your account 
  • Shop at any online or in-store merchant that supports Visa cards, or pay with Apple Pay or Google Pay
  • Earn 1% bitcoin cashback
  • Earn an additional 2% on the first $3,000 for 90 days

Let’s say you grab a $4 coffee using your Shakepay Card. That $4 comes from your Shakepay cash balance—but you also get a few sats back. It’s automatic, it’s free, and it adds up over time. 

Sometimes, though, it’s easier to see how something works in real life than it is to read about it.

A day in the life with the Shakepay Card

Meet Alex. 

She just got her Shakepay card. She’s curious about crypto but isn’t looking to become an expert overnight. She just wants an easy, hands-off way to earn rewards on her everyday spending.

That’s where the Shakepay Card comes in.

Here’s what a typical day looks like for Alex using the Shakepay Card.

Morning coffee, extra sats please

8:00 am, on the dot, Alex stops by her favourite coffee shop on the way to work. $5.45. Large, extra foam latte.

With just a tap of the Shakepay Card, Alex earns sats, added directly to her bitcoin account, just for buying her daily coffee. 

12:30, lunch with co-workers

Lunch is on Alex—$45.60. It’s a larger purchase (thanks in part to the 3 rounds of extra guac), so the bitcoin cashback is a little higher this time. 

By the time they all have their coats, her co-workers have already sent their share of the tab through Shakepay. No fees. No bank delays. Just there, instantly, before Alex can even walk out the door.

Groceries + Round ups 

After work, Alex hits the grocery store. The total comes to $56.90.

But in-between coffee breaks at work, Alex enabled Round Up, which means her purchases automatically round up to the nearest dollar. So, that $56.90 purchase is now $57—and puts the extra 10 cents into bitcoin. 

It might not sound like much, but over time, those round-ups can quietly build into something meaningful. In fact, our top rounders have bought 5 million, 10 million, even 15 million sats from using Round up alone. 

Quick check-in before bed

Later that day, Alex realizes, mid-scroll, that she hasn’t shaken yet. She makes a mental note to set an alarm to remind herself, then opens the app and shakes her phone. Just like that, she’s earned more sats - and on a 20 day streak! 

She’s got a ways to go, yet, but between cashback from her card purchases today, her Round Ups, and now shaking her phone, she’s added a few bucks worth of bitcoin today.

What’s great about Alex’s day in the life with a Shakepay card is there’s no complicated investing strategies, no guessing when to buy. Just a regular day without doing anything out of the ordinary (okay, maybe shaking your phone is a bit out of the ordinary, but not for long).

But that’s the power of the Shakepay Card: it fits seamlessly into your daily life, turning everyday spending into a steady stream of stacking. Whether it’s coffee, lunch out, or grocery shopping, you build digital wealth just by living your life.

You don’t have to change your habits. Just change your card.

How to fund your Shakepay Card

You can add funds to your account through Interac e-Transfer from your bank - and it only takes a minute.

  1. Open the app and tap “Add” on the home screen
  2. Select “Interac e-Transfer®”—we’ll show you the exact email, security question, and answer to use
  3. Copy that info, then head over to your online banking 
  4. Start a new e-Transfer, add Shakepay as a contact (Shakepay’s funding email address is  Shakepay's funding email address to send e-Transfers to your account is: funding@etransfers.shakepay.com) and paste in the details
  5. Enter the amount you want to send, and you’re done!

Note: Make sure everything’s typed correctly—any typos can cause delays.

How to enable Round up

In our above scenario, we mentioned Alex turning on Round up, one of our most popular features of the Shakepay Card.

Round up is exactly how it sounds: Whenever you make a purchase using your Shakepay Card, we’ll automatically round up the transaction to the next dollar! That spare change will be added to the bitcoin balance of your Shakepay account.  

Please note: Shakepay Round up only converts your spare change to BTC, not ETH.

So, if you buy a coffee for $2.69. Your card purchase will be automatically rounded up to $3 and the extra 31¢ will be used to buy bitcoin.

And with Additional round up enabled, you can also add a little extra to each purchase—$1, $2, or even $5—if you want to boost how much bitcoin you’re stacking.

Let’s say you buy something for $1.90—here’s how it would work:

  • Add $1: You’ll round up to $3.00 total ($1.10 goes to bitcoin)
  • Add $2: You’ll round up to $4.00 ($2.10 to bitcoin)
  • Add $5: You’ll round up to $7.00 ($5.10 to bitcoin)

Like we said earlier: It might not sound like much, but over time, those round-ups can quietly build into something meaningful.

Just look at our top Rounders: By enabling Additional round up and using their Shakepay Card regularly, they’re adding to their stack daily, or multiple times per day.

And the best part is: Nearly every one of our top 100 rounders has already doubled the value of their Round up purchases as the price of bitcoin has grown.

We all know that past results don’t guarantee future performance, but the success these early Round up adopters have seen is inspiring.

Here’s how to turn Round up on or off:

  1. Go to the card tab in the app
  2. Toggle Round Up on or off

Join a shakesquad

A ShakeSquad can have up to 5 members. Whenever a fellow squad member uses their Shakepay Card, everyone in the squad gets 42 bonus sats the following day. We call these “bonus” sats because you get them on top of your regular cashback rewards.

When you join a #ShakeSquad, you earn bonus sats on each other’s Shakepay Card purchases!

Creating a #ShakeSquad 

If you’ve used your Shakepay Card before, you can create your own #ShakeSquad now in the Shakepay app. Start in the Card tab and look for the big blue button that says “Create a #ShakeSquad.” 

Once you name your squad and choose an emoji emblem, you can send invites to your friends using their Shaketags.

Joining a #ShakeSquad 

Aside from creating your own, #ShakeSquads are invite-only. When you get an invite, take a minute to feel special—you were chosen by someone who wants to stack sats with you and that is a special bond. 

Need some help finding squad mates? Head over to our #shakesquad channel on Discord!

Card safety and security

The Shakepay Card is 100% virtual, which means you have the convenience of managing everything right from the app. 

But just like everything else in our convenient, digital world, it’s important to know what safety measures are in place should any security issues arise. 

Here’s how we keep things safe:

  • Instant freeze/unfreeze: Think there’s some suspicious activity happening? Tap to lock it instantly
  • No credit line, no debt: It’s prepaid—so you’re only spending what you load
  • Secure funding: Your dollars are protected, up to $1,000,000, and we use bank-level encryption across the board
  • Real-time notifications: You’ll get a push the moment a purchase is made, so nothing slips by unnoticed.

You don’t have to change your habits—just your card

The Shakepay Card isn’t just another way to pay. It’s an effortless way to turn everyday spending into a growing stack of bitcoin. 

You don’t need to change your lifestyle or know everything about bitcoin. You don’t even have to rethink your budget. All you need is a way to pay that earns you bitcoin. So, maybe the only change you need to make is the card you use.

Sign up for the Shakepay Card and start stacking today.

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